It’s a simple formula for great health care: Less documentation + direct patient billing = longer visits and increased patient/doctor satisfaction. To better explain this concept , many DPC doctors will describe a “car insurance analogy”. If you own a car, you have car insurance. You have that insurance in case you have an accident to cover major repair costs. It would be silly to bundle everyday car items (car washes, wiper blades, gas, new tires) into that insurance. However, we know we need those routine items so we budget for those. We pay for these out of our own pocket. You could now pay for your Direct Primary Care doctor with some of the money you would be using towards your yearly deductible – all while having your physician’s e-mail address, cell phone number and access to quality care.